Capital Institutional Services, Inc. ("CAPIS," "We" or "Us") is committed to respecting the privacy rights of visitors of the CAPIS web site (the "Site"). While visiting the Site, We may ask You ("You" or "Your") to provide information that personally identifies You ("Personal Information") for purposes of interacting with the Site.

We will take measures to ensure that the Personal Information Y ou submit to Us remains private, and is used only for the purposes as set forth herein. To further the protection of Your Personal Information, CIS has adopted a set of information management guidelines (outlined below) to describe the Personal Information We collect about You, why We collect it, how We use it and when We share it with third parties.

This Privacy Policy has been developed with the recognition that Internet technologies are rapidly evolving, and that underlying business models are still not established. Accordingly, this Privacy Policy is subject to change. Any such changes will be posted on this page. Please see the Effective Date stated at the conclusion of this Policy.

What kind of information does CAPIS collect from visitors?
We only collect Personal Information that You submit to Us, including but not limited to Your name, mailing address, and email address, for example when You download information or documents, request further information from Us or participate in a promotion or survey, etc.

What are cookies?
There is a technology called "cookies" which can be used to provide You with tailored information from a web site. A cookie is an element of data that a web site can send to Your browser, which may then be stored on Your computer system. This element of data is a piece of text, not a program. The Site can only access the information from a cookie sent by the Site. We cannot access other cookies sent by other web sites or the information contained therein. Additionally, We cannot learn Your email address or any other information about You through the use of a cookie. The only way We would learn such information is if You specifically submit that information to Us.

Why does the Site use cookies?
CAPIS uses cookies to track usage of the Site and further customize Your experience when You are visiting the Site. By tracking usage, We can best determine what features of the Site best serve You. We do not give out specific Personal Information to unaffiliated third parties. However, We may share aggregate, non-personally identifiable information to our business partners and other affiliated third parties.

My I decline to accept a cookie?
You may decline to accept cookies sent by the Site by selecting an option on Your browser to reject cookies. Other sites linked to the Site may also send cookies; however We do not control such activities.

What benefits do I receive from cookies? Overall, the use of cookies helps to give You a customized experience at the Site. Through the use of cookies, We will know what's working and what's not. That information is then used to keep our Site fresh and relevant to You the user. Cookies also allow the personalization of any online services We may provide to You.

IP Addresses: An IP address is a number automatically assigned to Your computer whenever You access the Internet. All computer identification on the Internet is conducted with IP addresses, which allow computers and servers to recognize and communicate with each other. CAPIS does log IP addresses, or the location of Your computer on the Internet, for systems administration and troubleshooting purposes. However, We do not use IP address logs to track Your session or Your behavior on the Site.

Why does the Site use cookies?
CAPIS uses cookies to track usage of the Site and further customize Your experience when You are visiting the Site. By tracking usage, We can best determine what features of the Site best serve You. We do not give out specific Personal Information to unaffiliated third parties. However, We may share aggregate, non-personally identifiable information to our business partners and other affiliated third parties.

May I decline to accept a cookie?
You may decline to accept cookies sent by the Site by selecting an option on Your browser to reject cookies. Other sites linked to the Site may also send cookies; however We do not control such activities.

What benefits do I receive from cookies?
Overall, the use of cookies helps to give You a customized experience at the Site. Through the use of cookies, We will know what's working and what's not. That information is then used to keep our Site fresh and relevant to You the user. Cookies also allow the personalization of any online services We may provide to You.

IP Addresses: An IP address is a number automatically assigned to Your computer whenever You access the Internet. All computer identification on the Internet is conducted with IP addresses, which allow computers and servers to recognize and communicate with each other. CAPIS does log IP addresses, or the location of Your computer on the Internet, for systems administration and troubleshooting purposes. However, We do not use IP address logs to track Your session or Your behavior on the Site.

Use of Personal Information
CAPIS may match aggregated user information with third party data. Also, We may disclose aggregated user statistics in order to describe our services to potential advertisers, partners and other third parties, and for other lawful purposes.

It should be noted, however, that this Privacy Policy only addresses the use and dissemination of information that We collect from You. To the extent that You disclose any information to other parties, through other web sites throughout the Internet linked to the Site, different policies may apply. Since CAPIS does not control the privacy policies of third parties, You are subject to the privacy customs and policies, if any, of that third party, and CAPIS shall not be responsible for the use or dissemination of Your Personal Information by that third party. Therefore, We encourage You to ask questions before You disclose Your Personal Information to others.

Children's Privacy
CAPIS does not specifically collect information about children, but is concerned about the safety of children and their use of the Internet. Therefore, in accordance with the Children's Online Privacy Protection Act of 1998, We will never knowingly request or solicit personally identifiable information from anyone under the age of 13 without prior verifiable parental consent. In the event that We receive actual knowledge that We have collected such personal information without the requisite and verifiable parental consent, We will delete that information from our database as quickly as is practical. Opting-Out When CAPIS first collects information about You, We will offer You the opportunity to "opt-out" of having Your Personal Information shared with parties outside of the firm, unless otherwise required by law, court order, or other government or law enforcement authority. Should You not want CAPIS to send You e-mail or postal mail about our products and services, You also can opt out at the time of registration or information collection. If, at a later date, You choose to have Your name removed from our database, You can do so by sending an e-mail to CAPIS at the following address: compliance_info@capis.com. Effective Date and Changes This Privacy Policy is effective as of October 9, 2000. CAPIS reserves the right to modify the terms of this policy at any time and in our sole discretion, by posting a change notice to this page. Your continued use of the Site following our posting of a change notice will constitute binding acceptance of those changes.

Opting Out
When CAPIS first collects information about You, We will offer You the opportunity to "opt-out" of having Your Personal Information shared with parties outside of the firm, unless otherwise required by law, court order, or other government or law enforcement authority. Should You not want CAPIS to send You e-mail or postal mail about our products and services, You also can opt out at the time of registration or information collection. If, at a later date, You choose to have Your name removed from our database, You can do so by sending an e-mail to CAPIS at the following address: compliance_info@capis.com.

Effective Date and Changes
This Privacy Policy is effective as of October 9, 2000. CAPIS reserves the right to modify the terms of this policy at any time and in our sole discretion, by posting a change notice to this page. Your continued use of the Site following our posting of a change notice will constitute binding acceptance of those changes.